Search
Tag Cloud
75214 homes for sale agent agent diary allen homes for sale APR bailout credit scores Dallas dallas 75214 homes for sale dallas fsbo dallas homes for sale dallas homes for sale dallas morning news dallas real estate dallas realtors DFW down payment economy Estate Chase estatechase.com Facebook Fannie Mae FICO find an agent Florida Real Estate forest hills Fort Worth Freddie Mac fsbo Google plus goverment bailout home inspection home purchasers home sales demand home selling home staging home valuation real estate market home worth Homes near Robert E Lee Elementary Homes near Stonewall Jackson Elementary housing permits Infographic iPhone Kevin James lake highlands Lakewood Dallas lakewood dallas homes for sale lakewood dallas real estate Lakewood Dallas Real Estate For Sale lakewood homes lakewood homes for sale Lakewood Homes for Sale Dallas lakewood real estate lead generation real estate brokers lead-based paint little forest hills Llakewood dallas homes for sale m street homes m streets M Streets Dallas Homes for Sale M Streets Dallas Real Estate M Streets Homes For Sale M Streets Real Estate For Sale Mark Zuckerberg market conditions mls mobile web mortgage mstreet homes multiple listing service NAHB north texas home sales north texas realtors oak point park open house plano balloon festival plano homes plano homes for sale prequalify pre-qualify real estate real estate industry real estate lead generation real estate leads Real estate news real estate newspaper real estate sales real estate tips realtor realtor dallas reduce cost refinance re-mortgage reverse mortgage roi calculator search engine sell my home seller's disclosure notice shop for real estate social media spring creek parkway taxpayer Texas texas realtors undefined unemployment web traffic wedding registry white rock lake wylie homes for sale
Twitter Feed
RSS Subscriptions
Contact Us
This form does not yet contain any fields.
    Blog Index
    The journal that this archive was targeting has been deleted. Please update your configuration.
    Navigation
    « ROI Calculator - How much web traffic do you need to convert a sale | Main | 7 Simple Ways to Reduce your Mortgage »
    Tuesday
    Aug282012

    How many credit scores do I have? Did you say 29?

    So let's just say you are beginning the home search process and for our example, looking for M Street homes for sale when it comes to Dallas real estate.  You will most likely begin by driving through the neighborhood or checking out some currently active listings on website like Estate Chase.  This is how it starts for most buyers, but then once you get a little more serious you have to get prequalified.  Once you get there, you find that property your lender will get you preapproved.  One of the big factors in getting this done is having a lender pull your credit report, but did you know that it may not be the big three credit scores (Experian, TransUnion, Equifax)?

    That's right! You have 49 different credit scores that a lender can look at to determine how risky you are as a borrower.  Based on the type of loan you are applying for the lender can choose from all different kinds of scores.  For example, you have an auto car loan score, a bankzone score for credit cards, a FICO mortgage score and many more.  Your lender is going to choose the score that they feel is most appropriate for your loan.

    Check out this infographic on how many credit scores you have.

    Click "You have 49 FICO credit scores" to read the full article by Blake Ellis.

    Share this article:

    References (1)

    References allow you to track sources for this article, as well as articles that were written in response to this article.

    Reader Comments

    There are no comments for this journal entry. To create a new comment, use the form below.

    PostPost a New Comment

    Enter your information below to add a new comment.

    My response is on my own website »
    Author Email (optional):
    Author URL (optional):
    Post:
     
    Some HTML allowed: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <code> <em> <i> <strike> <strong>